Wealth Management

Discover why our innovative investment strategy stands out as the premier choice over PMS, AIF, and real estate options. By uniquely combining mutual funds and structured products, we've helped over 10,000 families in the past decade achieve their financial goals. our strategy not only generates impressive returns but also creates alpha over Nifty and protects your capital. Dive into a wealth management solution that truly delivers.

Effective wealth management is a strategic process involving wealth creation, preservation, and succession. Digital Wealth offers comprehensive solutions through the Wealth+ Portfolio, which combines mutual funds (MF) and structured products (SP) to meet these needs.

Wealth Creation

Combining Mutual Funds (MF) and Structured Products (SP) for Optimal Returns

Achieving the ideal balance between returns, risk, and liquidity is crucial in wealth creation. The Wealth+ Portfolio is designed to deliver just that through a strategic combination of mutual funds and structured products. This strategy has worked for our clients across all market scenarios—bull, bear, and range-bound.

At Digital Wealth, our rigorous MF selection process ensures high-performing portfolios. Here are the key steps:

• Market Cap Allocation: We balance allocations across large-cap, mid-cap, and small-cap funds, optimizing returns and managing risk.
• Diversification: By including 14 schemes in our model portfolio, we enhance diversification and risk management. 

• Filters: We consider only funds with substantial equity AUM and a proven track record.
• Quantitative Parameters: We evaluate funds based on Value at Risk, Standard Deviation, and Efficiency Ratio.
• Qualitative Judgement: Our experienced investment committee conducts a qualitative assessment to ensure the stability and adaptability of fund managers.

Structured products in the Wealth+ Portfolio offer:

• Double-digit returns even in flat markets, with an 85% probability.
• Capital protection, significantly reducing the risk of capital loss in bear markets.
• Risk reduction by approximately 63% over Nifty.
• Alpha generation in bull markets, enhancing overall portfolio performance.

Wealth Preservation

Preserving wealth requires proactive management and regular adjustments to align with market conditions and personal financial goals.

1. Rebalancing: Adjusting asset allocations periodically to maintain the desired risk-return profile.
2. Restructuring: Updating the portfolio structure to incorporate new opportunities or to better manage risk.
3. Portfolio Review: Digital Wealth provides comprehensive reviews for various assets:

• White Light and Non-White Light Products:Our reviews cover mutual funds, stocks, PMS (Portfolio Management Services), and insurance.
• Continuous Monitoring: Our 125-member product team continuously tracks, monitors, and realigns portfolios to adapt to market changes and optimize returns.

4. WealthSIP: WealthSIP offers a structured approach to systematic investment planning, designed to maximize returns and flexibility.

• Model Portfolio: Customized by our product team for tailored investment strategies.
• Flexibility: Start, top-up, pause, and restart SIPs as needed.
• Mobile App: Track investments and get market updates on the go.

Wealth Succession

Ensuring that your wealth is effectively transferred to the next generation is a crucial aspect of wealth management.

• Wills: Clearly outline the distribution of assets to avoid disputes and ensure your wishes are honored.
• Trusts: Provide a flexible and tax-efficient way to manage and distribute assets, protecting your wealth for future generations.

• Capital Preservation: The combination of MFs and SPs ensures that your capital remains intact, providing a secure foundation for succession planning.
• Growth Potential: Even in volatile markets, the Wealth+ Portfolio is designed to generate positive returns, ensuring that your legacy continues to grow.

• Flexible Withdrawals: Start withdrawals from the first month and adjust the amount annually.
• Principal Growth: Ensure your capital continues to grow, providing financial freedom in retirement.

In summary, Digital Wealth’s Wealth+ Portfolio, with its strategic combination of mutual funds and structured products, offers a comprehensive approach to wealth creation, preservation, and succession. Our rigorous selection process, proactive portfolio management, and succession planning services ensure that your financial goals are met with precision and care.